The Affordable Care Act

The Patient Protection and Affordable Care Act (ACA) and the Health Care and Education Reconciliation Act (ACA) became law in March 2010. Together, they make up health care reform, otherwise known as the new health law.

As of September 2010, health insurance plans can no longer limit or deny benefits or coverage outright for a child younger than age 19 simply because the child has a “pre-existing condition,” and they can no longer put a lifetime dollar limit on most benefits. The ACA helps make wellness and prevention services affordable and accessible by requiring health plans to cover many preventive services without charging a co-payment, co-insurance, or deductible. Youths up to the age of 26 can remain on their parents’ health insurance.

For more information, please visit The Affordable Care Act’s website.